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    Top 10 Credit Cards For Earning Holiday Rewards In 2024

    The holiday period is synonymous with gift exchanges, celebratory meals, and travel, but it can also put a strain on your finances. Selecting the appropriate credit card can help you save money, earn rewards, and access perks that enhance your festive experience. Here’s a comprehensive look at the top 15 credit card offers available across the U.S. this holiday season, crafted to amplify your spending capacity while providing significant benefits.

    1. Chase Freedom Flex®

    • Highlights: Earn 5% cashback on rotating categories, like online shopping, and 1% on all other purchases.
    • Holiday Perks: Utilize Chase Ultimate Rewards for 5% cashback at major retailers such as Amazon and Walmart.
    • Sign-Up Bonus: $200 bonus after only $500 spent within the first 3 months.

    2. Chase Sapphire Preferred® Card

    • Highlights: Earn 2x points on dining and travel, plus 25% more value when redeeming through Chase Ultimate Rewards.
    • Holiday Perks: Perfect for festive dining experiences and holiday travel plans.
    • Sign-Up Bonus: 60,000 points after spending $4,000 within 3 months.

    3. Capital One Venture Rewards Credit Card

    • Highlights: Earn 2x miles on every purchase and enjoy no foreign transaction fees.
    • Holiday Perks: Excellent for travel during the holidays, with credits for TSA PreCheck or Global Entry up to $100.
    • Sign-Up Bonus: 75,000 miles after spending $4,000 in 3 months.

    4. Blue Cash Preferred® Card from American Express

    • Highlights: Receive 6% cashback on groceries and select streaming services, along with 3% on gas and transit.
    • Holiday Perks: Significant savings on holiday food and entertainment subscriptions.
    • Welcome Offer: $250 statement credit after spending $3,000 in 6 months.

    5. Discover it® Cash Back

    • Highlights: Get 5% cashback on certain rotating categories, including popular retailers like Amazon and Target.
    • Holiday Perks: Cashback Match doubles the rewards you earn during your first year.
    • Annual Fee: None.

    6. Amazon Prime Rewards Visa Signature Card

    • Highlights: Enjoy 5% back on purchases at Amazon and Whole Foods Market for Prime members.
    • Holiday Perks: An excellent choice for holiday shopping during sales.
    • Sign-Up Bonus: A $150 Amazon gift card upon approval.

    7. Citi Double Cash® Card

    • Highlights: Earn 2% cashback (1% on purchases and 1% when you pay your bill).
    • Holiday Perks: A straightforward and effective option for all spending.
    • Annual Fee: None.

    8. American Express® Gold Card

    • Highlights: Earn 4x points at restaurants and U.S. supermarkets, plus 3x points on flights.
    • Holiday Perks: Perfect for dining out and culinary holiday preparations.
    • Sign-Up Bonus: 60,000 Membership Rewards points after $4,000 spent in 6 months.

    9. U.S. Bank Altitude® Go Visa Signature® Card

    • Highlights: Earn 4x points on dining and takeout orders.
    • Holiday Perks: No foreign transaction fees, ideal for holiday travels.
    • Sign-Up Bonus: 20,000 points after spending $1,000 within 3 months.

    10. Bank of America® Customized Cash Rewards Card

    • Highlights: Receive 3% cashback on a category of your choice, such as online shopping or dining.
    • Holiday Perks: Flexibility to select your bonus category adds value.
    • Sign-Up Bonus: $200 cash rewards after spending $1,000 in 90 days.

    Tips to Maximize Holiday Rewards

    • Strategize Spending: Use cards that align with your primary spending categories, such as groceries, travel, or online shopping.
    • Combine Offers: Enhance rewards by pairing card benefits with retailer discounts and loyalty programs.
    • Pay on Time: Avoid interest charges by paying your balances in full each month.
    • Track Bonuses: Make sure you meet spending thresholds to qualify for sign-up bonuses.

    Image Source: Premreuthai / Shutterstock

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